[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.vysocan.cz\/poskytnuti-uveru\/#Article","mainEntityOfPage":"https:\/\/www.vysocan.cz\/poskytnuti-uveru\/","headline":"Poskytnut\u00ed \u00fav\u011bru","name":"Poskytnut\u00ed \u00fav\u011bru","description":"Ono to toti\u017e nen\u00ed jen tak. Jakmile si pod\u00e1te \u017e\u00e1dost, rozto\u010d\u00ed se kolem v\u00e1s kola, kter\u00e1 v\u00e1s tak\u00e9 mohou p\u011bkn\u011b seml\u00edt. Ale nemyslete si, ta kola mohou seml\u00edt i v\u011b\u0159itele. U n\u00e1s, v na\u0161\u00ed mal\u00e9 zemi, m\u00e1me plno hodn\u011b podivn\u00fdch z\u00e1kon\u016f a na\u0159\u00edzen\u00ed, a jestli si n\u011bkdo mysl\u00ed, \u017ee banky a jin\u00e9 spole\u010dnosti si mohou […]","datePublished":"2020-07-19","dateModified":"2023-05-31","author":{"@type":"Person","@id":"https:\/\/www.vysocan.cz\/author\/#Person","name":"","url":"https:\/\/www.vysocan.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/13dbcc20b7c05fcb5c4a6b0bee5a7107a0aae9238a83a4088a42d170780b2eca?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/13dbcc20b7c05fcb5c4a6b0bee5a7107a0aae9238a83a4088a42d170780b2eca?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"vysocan.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.vysocan.cz\/wp-content\/uploads\/Bankovky.jpeg","url":"https:\/\/www.vysocan.cz\/wp-content\/uploads\/Bankovky.jpeg","height":0,"width":0},"url":"https:\/\/www.vysocan.cz\/poskytnuti-uveru\/","about":["Finance"],"wordCount":416,"articleBody":"   Ono to toti\u017e nen\u00ed jen tak. Jakmile si pod\u00e1te \u017e\u00e1dost, rozto\u010d\u00ed se kolem v\u00e1s kola, kter\u00e1 v\u00e1s tak\u00e9 mohou p\u011bkn\u011b seml\u00edt. Ale nemyslete si, ta kola mohou seml\u00edt i v\u011b\u0159itele. U n\u00e1s, v na\u0161\u00ed mal\u00e9 zemi, m\u00e1me plno hodn\u011b podivn\u00fdch z\u00e1kon\u016f a na\u0159\u00edzen\u00ed, a jestli si n\u011bkdo mysl\u00ed, \u017ee banky a jin\u00e9 spole\u010dnosti si mohou p\u016fj\u010dovat pen\u00edze kdekomu a jen tak, tak je na omylu. Ono to toti\u017e m\u00e1 sv\u00e9 z\u00e1kony. Od prvn\u00edho prosince roku dva tis\u00edce \u0161estn\u00e1ct u n\u00e1s za\u010dala platit novela z\u00e1kona o spot\u0159ebitelsk\u00e9m \u00fav\u011bru. A zde se jednozna\u010dn\u011b hovo\u0159\u00ed o tom, \u017ee v\u011b\u0159itel je povinen si ov\u011b\u0159it bonitu klienta. Nehovo\u0159\u00ed jak, hovo\u0159\u00ed o nutnosti ov\u011b\u0159en\u00ed. A zde je j\u00e1dro pudla. Vy se toti\u017e m\u016f\u017eete dostat do registru dlu\u017en\u00edk\u016f, ani\u017e to tu\u0161\u00edte. Na n\u011bjak\u00e9 doporu\u010den\u00e9 dopisy zapome\u0148te, dnes existuje doru\u010dovac\u00ed fikce a t\u00edm je to pro v\u011b\u0159itele jasn\u00e9. Ani se nenam\u00e1haj\u00ed v\u00e1m n\u011bco poslat, ale dopis u nich le\u017e\u00ed. I s potvrzen\u00ed o nedoru\u010ditelnosti. Tak\u017ee banka \u010di jin\u00e1 instituce v\u00e1s hezky vypoklonkuje a vy jen smutn\u011b kouk\u00e1te na pr\u00e1zdnou pen\u011b\u017eenku, proto\u017ee p\u0159ece va\u0161e \u00fadaje musel \u00fa\u0159edn\u00edk n\u011bkam zapsat, za co\u017e si pochopiteln\u011b mus\u00ed na\u00fa\u010dtovat tis\u00edcovku za dvacet minut. Tak\u00e9 v\u00fdpis n\u011bco stoj\u00ed a za to mus\u00edte tak\u00e9 zaplatit. A je\u0161t\u011b za to, \u017ee jste vstoupili do budovy, ot\u0159eli si boty o roho\u017eku atd atd. No, dobr\u00e1, to je tro\u0161ku p\u0159ehnan\u00e9. Asi. Ale pozor, je zde je\u0161t\u011b nebankovn\u00ed americk\u00e1 hypot\u00e9ka, kter\u00e1 tak\u00e9 dodr\u017euje z\u00e1kon, ale zcela jinak. Jak? Inu, o tom se m\u016f\u017eete p\u0159esv\u011bd\u010dit sami. Proto\u017ee a nyn\u00ed dvojn\u00e1sobn\u00fd pozor, zde se nic dop\u0159edu neplat\u00ed a n\u011bjak\u00e9 nesmysln\u00e9 poplatky za chycen\u00ed za kliku zde v\u016fbec neznaj\u00ed. Cel\u00e1 akce zap\u016fj\u010den\u00ed vy\u0161\u0161\u00ed \u010d\u00e1stky prob\u00edh\u00e1 svi\u017en\u011b a bleskov\u011b, a obdr\u017een\u00ed pen\u011bz je tak rychl\u00e9, \u017ee je lze m\u00edt na \u00fa\u010dtu klidn\u011b i do druh\u00e9ho dne od seps\u00e1n\u00ed smlouvy. Nev\u011b\u0159\u00edte? Nu, tak to vyzkou\u0161ejte, americk\u00e1 nebankovn\u00ed hypot\u00e9ka je tu od toho. A pak u\u017e si jen u\u017e\u00edvejte zap\u016fj\u010denou \u010d\u00e1stku dle libosti, jak chcete.                                                                                                                                                                                                                                                                                                                                                                                           4.4\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Poskytnut\u00ed \u00fav\u011bru","item":"https:\/\/www.vysocan.cz\/poskytnuti-uveru\/#breadcrumbitem"}]}]